Currency Converter
A free currency converter with live exchange rates updated hourly. Check the US dollar to rupees rate, convert euro to dollar, pound to dollar, yen to USD, and USD to PHP peso, plus every other major pair across 38+ currencies. Currencies from the US, Europe, India, Pakistan, the Philippines, and the Middle East are all supported.
What this converter offers
Live exchange rates
Rates from a reliable currency API, refreshed every hour.
38+ currencies
All major currencies including USD, EUR, GBP, INR, PHP, MXN, JPY, KRW, PKR.
Instant conversion
Type any amount and see the result update as you type.
Both directions
See "1 USD = X INR" and "1 INR = X USD" at the same time.
No signup
Open the page, convert, done. No account, no email required.
Mobile friendly
Large input fields and clear results that work on any screen.
When you need currency conversion
Online shopping abroad
Convert prices from foreign websites to your local currency. Decide if a deal is worth it before checkout.
Sending money home
Compare what you send to what your family receives. Useful for workers converting US dollars to rupees, pesos, or won for family back home.
Travel budgeting
Plan your spending in foreign currency before you arrive. Check the pound to dollar or euro to dollar rate before a trip.
Freelance and remote work
Quote rates in client currency and your own. Track what each project earns in your local money.
Business and import-export
Calculate landed cost of foreign goods or expected revenue from foreign sales.
Forex education
Watch how pairs like USD to INR and EUR to USD move daily. Build intuition for currency markets before you trade.
How currency exchange works
How to use this currency converter
Pick the currency you have, pick the currency you want, and type an amount. The result updates instantly, and both directions are shown at once, so you see "1 USD = X INR" and "1 INR = X USD" together. The tool covers 38+ currencies, which means popular pairs like US dollar to rupees, euro to dollar, pound to dollar, yen to USD, USD to PHP peso, and USD to MXN are all a couple of clicks away. There is no signup, no app to install, and nothing to pay. It works the same on a phone, tablet, or desktop.
What determines an exchange rate?
Exchange rates float in response to supply and demand for each currency. The main drivers are interest rates set by central banks, inflation, trade balance (exports minus imports), political stability, and speculation by traders. A country with high interest rates and low inflation tends to have a stronger currency than one with the opposite. This is why a pair such as USD to INR or pound sterling to USD can drift in one direction for months, then reverse when an economic report or central bank decision surprises the market.
The mid-market rate explained
The mid-market rate, also called the interbank rate, is the midpoint between the buy price and the sell price of a currency on the global market. It is the rate you see on Google, in the news, and in this converter. No bank or money changer actually gives you the pure mid-market rate, because they add a spread to make a profit. When you compare a euro to USD or GBP to USD quote from a bank against the mid-market figure, the difference is the real cost of the transaction. The smaller the gap, the better the deal.
Interbank vs open market rate
The interbank rate is what banks charge each other when trading currency. It is the truest market price. The open market rate is what individuals get from money changers or banks, typically with a 1 to 3% markup. In countries with currency controls (Pakistan, Nigeria, Argentina), the gap can grow much larger when there is a dollar shortage in the official banking system. For stable, freely traded pairs like euro to dollar or Canadian dollar to US dollar, the two rates stay very close together.
Most popular currency pairs
A handful of pairs account for most of the conversions people search for. The US dollar sits on one side of nearly all of them, because it is the currency of global trade and remittances. These are the pairs this tool gets asked about most:
- USD to INR (US dollar to rupees): the most searched pair of all, driven by trade between the US and India and by the large Indian diaspora sending money home. The dollar to rupee rate has trended gradually upward over the past decade.
- EUR to USD (euro to dollar): the most traded pair in the world. Because the eurozone and the US are similar in size, the euro to USD rate usually stays within a fairly narrow band and moves on interest rate differences.
- GBP to USD (pound to dollar): often called "cable", the pound sterling to USD rate reacts strongly to UK economic data and Bank of England decisions.
- USD to PHP (US dollar to Philippine peso): heavily watched by overseas Filipino workers, since remittances are a major part of the Philippine economy.
- USD to MXN (dollars to Mexican pesos): a key pair for cross-border trade, tourism, and families sending money between the US and Mexico.
- JPY and KRW: converting yen to USD and won to USD matters for travelers, importers, and anyone shopping on Japanese or Korean sites.
- CAD to USD: the Canadian dollar to US dollar rate tracks oil prices closely, since energy is a large Canadian export.
Converting US dollars to rupees and pesos for remittances
For millions of families, currency conversion is not about trading, it is about remittances. A worker abroad sends money home, and the receiving family lives on whatever it converts to. If you are converting US dollars to rupees for India, USD to PHP peso for the Philippines, or dollars to Mexican pesos for Mexico, two numbers decide how much actually arrives: the exchange rate and the transfer fee. A service might advertise a low fee but use a poor rate, or show a great rate and charge a high fixed fee. Use the mid-market rate in this converter as your benchmark, then compare the total amount the recipient gets across two or three providers before you send.
Currency conversion for travel
Before a trip, check the rate so you know roughly what prices mean. If you are heading from the US to Europe, the euro to dollar rate tells you how far your budget stretches; for the UK, look at pound to dollar; for Mexico, USD to MXN; for Japan, yen to USD. Exchange only a small amount of cash at the airport for immediate needs such as transport, then withdraw larger sums from ATMs at the destination, which usually give a rate close to mid-market. Cards that charge no foreign transaction fee are often the cheapest way to spend abroad, and you should always choose to be charged in the local currency rather than your home one to avoid an inflated conversion at the terminal.
How to get the best exchange rate
For sending money home, compare Wise, Remitly, Western Union, and your bank. Wise typically offers rates closest to interbank with low fees. Banks charge hidden fees in the form of unfavorable rates. For travel money, exchange small amounts at the airport for immediate needs, then withdraw larger amounts from ATMs at the destination for better rates. Avoid currency exchange counters in tourist areas, which have the worst markups. Whatever the pair, from euro to USD to dollar to rupee, always compare the final amount, not just the headline rate.
Why some currencies weaken over time
Some currencies lose value against the US dollar year after year. The Pakistani rupee, for example, has lost over half its value against the dollar since 2017. The usual reasons are persistent trade deficits (a country imports much more than it exports), high inflation, foreign debt repayments draining reserves, and political instability discouraging investment. By contrast, economies with trade surpluses and low inflation, such as Japan and Switzerland, tend to have stable or appreciating currencies. Understanding this helps explain why a pair like USD to INR drifts slowly while euro to dollar mostly stays range-bound.
Tips for currency volatility
If you regularly receive payments in foreign currency (freelancing, remote work, family remittances), watch the trend over months. When your home currency is weakening, convert sooner. When it is strengthening, hold and convert later. Avoid converting on news-heavy days (central bank meetings, elections) when rates move sharply. For large amounts, consider forward contracts that lock in a rate.
How accurate are these rates?
The rates in this converter come from a reliable exchange rate API and refresh every hour. They are mid-market reference rates, which makes them ideal for planning, comparison, and education. They are not the exact rate you will be given at a bank counter or by a remittance service, because those providers add their own margin. Treat the figure here as the honest baseline: it tells you what a fair USD to INR, GBP to USD, or euro to dollar conversion looks like, so you can spot when a quote is loaded with hidden cost.
Rates refresh every hour from a live exchange rate API. Each user sees the same cached rate within that hour, which keeps the tool fast and our API costs low.
Interbank rate is the price banks charge each other for currency exchange. Open market rate is what currency dealers and exchanges charge regular people, typically with a markup. In Pakistan, the gap between these two rates can be significant due to dollar shortages. Our tool shows the interbank rate.
At current rates, 100 USD is approximately 27,850 PKR. The exact value changes daily. Use the converter at the top of this page to see the live rate.
At current rates, 1000 USD is approximately 83,400 INR. The Indian rupee has been relatively stable against the dollar in recent years.
PKR rates often move against USD when Pakistan's economic conditions change. Watch for major news (IMF deals, election results, oil price changes) which can move the rate by 2 to 5%. Avoid converting on news-heavy days unless you have to.
Banks and money changers add a markup of 1 to 3% on top of the interbank rate to make profit. Online services like Wise often use rates closer to interbank. The rates you see in our tool are interbank reference rates.
Higher inflation tends to weaken a currency over time because each unit buys less. Pakistan's inflation has been higher than the US for years, which is part of why PKR has lost value against USD. Stable currencies tend to come from countries with low inflation.
The current version shows live rates only. Historical charts are planned for a future update. For research, sites like xe.com and oanda.com offer multi-year historical charts.
Options include Wise (low fees), Remitly (fast for Pakistan), Western Union (cash pickup), or your bank's wire transfer (slow and expensive). Compare fees and rates before choosing. The cheapest option depends on the amount and destination bank.
A "good" rate is one closer to the interbank rate with low fees. If a money changer offers 280 PKR per USD when the interbank rate is 278.5, that is a 0.5% markup, which is reasonable. A 2% markup or higher is expensive for large transfers.
Select USD as the currency you have and INR as the currency you want, then type the amount. The converter shows the US dollar to rupees result instantly and also displays the reverse, so you see how many dollars one rupee is worth. The rate used is the live mid-market rate.
The euro to dollar (EUR to USD) rate changes constantly with market trading. Use the converter at the top of this page to see the current live figure. EUR/USD is the most traded currency pair in the world, so its rate is updated and reported very frequently.
The pound to dollar rate, written GBP to USD, usually sits above 1, meaning one British pound is worth more than one US dollar. The exact value moves daily with UK and US economic news. Enter 1 GBP in the converter to see the live pound sterling to USD rate.
Because the Japanese yen and Korean won have small unit values, you usually convert in the direction of yen to USD or won to USD to get a clear number. Select JPY or KRW as your starting currency and USD as the target. The converter handles the large numbers and shows both directions.
The eurozone and the United States are similar in economic size and both have low, controlled inflation. That balance keeps the euro to USD rate within a fairly narrow band most of the time. Pairs involving smaller or higher-inflation economies tend to move much further over the same period.
All pairs in this tool, including USD to PHP peso and USD to MXN, refresh every hour from a live exchange rate API. That hourly cadence is accurate enough for travel planning, remittance comparisons, and shopping. For live trading you would need a real-time market feed.
No. This converter shows the mid-market rate, the fair midpoint used as a global reference. Banks and remittance services add a margin on top, so your actual USD to INR or dollars to Mexican pesos rate when sending money will be slightly worse. Use the figure here as a benchmark to compare providers.